Daily Deposit(DD)

मासिक ब्याज योजना

(अवधि) Period	ब्याज दर (Rate Of Interest>	मासिक ब्याज
1 year	11.00%	917
2 year	12.00%	1000
3 year	12.50%	1042
5 year & above	13.00%	1083

TERM & CONDITIONS.
1. Opening of Daily account with minimum Rs. 20 /-
2. Interest calculation Quwaterly compound.
3. Defaulters will be charged at the rate Rs. 20% per month per installment.
4. The amount on maturity will be paid . Next day on maturity date
5. The facility of premature payment or loan against deposits is not available for irregular accounts. Even if one installment is due, the account will be considered as irregular account. On receipt of all the due installments of irregular account, it will come under the category of regular account.
6. LOAN FACILITY:-
• 12 months deposits scheme: Not available
• 24 months deposits scheme: After receipt of 12 installments 80 percent loan of total deposit amount.
• 36,48 & 60 months deposits scheme: After receipt of 12 installments 80 percent loan available of total deposit amount.
7. Rate of Interest on loan against deposits would be charged 2.5% applicable rate of interest.